MESA
TITLE CORPORATION
GOLDEN COLORADO TITLE INSURANCE
Golden Colorado Real Estate Glossary
ABSTRACT OF TITLE o ACCELERATION CLAUSE o ACCESSION o ACCRETION o ACCRUED ITEMS o ACKNOWLEDGEMENTo ACRE o ACTUAL EVICTION o ACTUAL NOTICE o ADJUSTABLE-RATE MORTGAGE (ARM) o ADJUSTED BASIS o AD VALOREM TAX o ADVERSE POSSESSION o AFFIDAVIT OF TITLE o AGENCY o AGENCY COUPLED WITH AN INTEREST o AGENT o AIR LOT o AIR RIGHTS o ALIENATION o ALIENATION CLAUSE o ALLODIAL SYSTEM o AMERICAN LAND TITLE ASSOCIATION (ALTA) POLICY o AMORTIZED LOAN o ANNUAL PERCENTAGE RATE (APR) o ANTICIPATION o ANTITRUST LAWS o APPRAISAL o APPRECIATION o APPURTENANCE o APPURTENANT EASEMENT o ASSEMBLAGE o ASSESSMENT o ASSIGNMENT o ASSUMPTION OF MORTGAGE o ATTACHMENT o ATTORNEY'S OPINION OF TITLE o AUTOMATIC EXTENSION o AVULSION o BALANCE o BALLOON PAYMENT o BARGAIN AND SALE DEED o BASE LINE o BASIS o BENCH MARK o BENEFICIARY o BILATERAL CONTRACT o BINDER o BLANKET LOAN o BLOCKBUSTING o BLUE-SKY LAWS o BOOT o BRANCH OFFICE o BREACH OF CONTRACT o BROKER o BROKERAGE o BUFFER ZONE o BUILDING CODE o BUILDING PERMIT o BULK TRANSFER o BUNDLE OF LEGAL RIGHTS o BUYDOWN o BUYER-AGENCY AGREEMENT o CAPITAL GAIN o CAPITALIZATION o CAPITALIZATION RATE o CASH FLOW o CASH RENT o CAVEAT EMPTOR o CERTIFICATE OF REASONABLE VALUE (CRV) o CERTIFICATE OF SALE o CERTIFICATE OF TITLE o CHAIN OF TITLE o CHANGE o CHATTEL o CIVIL RIGHTS ACT OF 1866 o CLOSING STATEMENT o CLOUD ON TITLE o CLUSTERING o CODE OF ETHICS o CODICIL o COINSURANCE CLAUSE o COMMINGLING o COMMISSION o COMMON ELEMENTS o COMMON LAW o COMMUNITY PROPERTY o COMPARABLES o COMPETITION o COMPETITIVE MARKET ANALYSIS (CMA) o COMPREHENSIVE PLAN o CONDEMNATION o CONDITIONAL-USE PERMIT o CONDOMINIUM o CONFESSION OF JUDGEMENT CLAUSE o CONFORMITY o CONSIDERATION o CONSTRUCTION LOAN o CONSTRUCTIVE EVICTION o CONSTRUCTIVE NOTICE o CONTINGENCY o CONTRACT o CONTRIBUTION o CONVENTIONAL LOAN o CONVEYANCE o COOPERATING BROKER o COOPERATIVE o CO-OWNERSHIP o CORPORATION o CORRECTION LINES o COST APPROACH o COST RECOVERY o COUNTEROFFER o COVENANT o COVENANT OF QUIET ENJOYMENT o CREDIT o CURTEST o DATUM o DEBIT o DECEDENT o DEDICATION o DEED o DEED IN LIEU OF FORECLOSURE o DEED IN TRUST o DEED OF TRUST o DEED OF TRUST LIEN o DEED RESTRICTION o DEFAULT o DEFEASANCE CLAUSE o DEFEASIBLE FEE ESTATE o DEFICIENCY JUDGEMENT o DEMAND o DENSITY ZONING o DEPRECIATION o DESCENT o DEVELOPER o DEVISE o DISCOUNT POINT o DOMINANT TENEMENT o DOWER o DUAL AGENCY o DUE-ON-SALE CLAUSE o DURESS o EARNEST MONEY o EASEMENT o EASEMENT BY CONDEMNATION o EASEMENT BY NECESSITY o EASEMENT BY PRESCRIPTION o EASEMENT IN GROSS o ECONOMIC LIFE o EMBLEMENTS o EMINENT DOMAIN o EMPLOYEE o EMPLOYMENT CONTRACT o ENABLING ACTS o ENCROACHMENT o ENCUMBRANCE o EQUAL CREDIT OPPORTUNITY ACT (ECOA) o EQUALIZATION o EQUALIZATION FACTOR o EQUITABLE LIEN o EQUITABLE RIGHT OF REDEMPTION o EQUITABLE TITLE o EQUITY o EROSION o ESCHEAT o ESCROW o ESCROW ACCOUNT o ESCROW INSTRUCTIONS o ESTATE (TENANCY) AT SUFFERANCE o ESTATE (TENANCY) AT WILL o ESTATE (TENANCY) FOR YEARS o ESTATE (TENANCY) FROM PERIOD TO PERIOD o ESTATE IN LAND o ESTATE TAXES o ESTOPPEL o ESTOPPEL CERTIFICATE o ETHICS o EVICTION o EVIDENCE OF TITLE o EXCHANGE o EXCLUSIVE-AGENCY LISTING o EXCLUSIVE RIGHT-TO-SELL LISTING o EXECUTED CONTRACT o EXECUTION o EXECUTORY CONTRACT o EXPRESS AGREEMENT o EXPRESS CONTRACT o EXTERNAL DEPRECIATION o FAIR HOUSING ACT o FANNIE MAE o FARMER'S HOME ADMINISTRATION (FmHA) o FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC) o FEDERAL HOME LOAN MORTGAGE CORPORATION (FHLMC) o FEDERAL NATIONAL MORTGAGE ASSOCIATION (FNMA) o FEDERAL RESERVE SYSTEM o FEE SIMPLE ABSOLUTE o FEE SIMPLE DEFEASIBLE o FEUDAL SYSTEM o UPON THE DEATH OF THE INDIVIDUAL o FHA LOAN o FIDUCIARY o FIDUCIARY RELATIONSHIP o FINANCIAL INSTITUTIONS REFORM, RECOVERY AND ENFORCEMENT ACT o FINANCING STATEMENT o FISCAL POLICY o FIXTURE o FORECLOSURE o FRACTIONAL SECTION o FRAUD o FREDDIE MAC o FREEHOLD ESTATE o FRONT FOOTAGE o FUNCTIONAL OBSOLESCENCE o FUTURE INTEREST o GAP o GENERAL AGENT o GENERAL LIEN o GENERAL PARTNERSHIP o GENERAL WARRANTY DEED o GINNIE MAE o GOVERNMENT CHECK o GOVERNMENT LOT o GOVERNMENT NATIONAL MORTGAGE ASSOCIATION (GNMA) o GOVERNMENT SURVEY SYSTEM o GRADUATED-PAYMENT MORTGAGE (GPM) o GRANTEE o GRANTING CLAUSE o GRANTOR o GROSS INCOME MULTIPLIER o GROSS LEASE o GROSS RENT MULTIPLIER (GRM) o GROUND LEASE o GROWING-EQUITY MORTGAGE (GEM) o HABENDUM CLAUSE o HEIR o HIGHEST AND BEST USE o HOLDOVER TENANCY o HOLOGRAPHIC WILL o HOME EQUITY LOAN o HOMEOWNER'S INSURANCE POLICY o HOMESTEAD o HYPOTHECATE o IMPLIED AGREEMENT o IMPLIED CONTRACT o IMPLIED WARRANTY OF HABITABILITY o IMPROVEMENT o INCOME APPROACH o INCORPOREAL RIGHT o INDEPENDENT CONTRACTOR o INDEX METHOD o INFLATION o INHERITANCE TAXES o INSTALLMENT CONTRACT o INSTALLMENT SALE o INTEREST o INTERIM FINANCING o INTERSTATE LAND SALES FULL DISCLOSURE ACT o INTESTATE o INTRINSIC VALUE o INVESTMENT o INVOLUNTARY ALIENATION o INVOLUNTARY LIEN o JOINT TENANCY o JOINT VENTURE o JUDGEMENT o JUDICIAL PRECEDENT o JUNIOR LIEN o LATCHES o LAND o LAND CONTRACT o LAW OF AGENCY o LEASE o LEASEHOLD ESTATE o LEASE OPTION o LEASE PURCHASE o LEGACY o LEGAL DESCRIPTION o LEGALLY COMPETENT PARTIES o LESSEE o LESSOR o LEVERAGE o LEVY o LICENSE o LIEN o LIEN THEORY o LIFE o LIFE ESTATE o LIFE TENANT o LIMITED PARTNERSHIP o LIQUIDATED DAMAGES o LIQUIDITYo LIS PENDENS o LISTING AGREEMENT o LISTING BROKER o LITTORAL RIGHTS o LOAN ORIGINATION FEE o LOAN-TO-VALUE RATIO o LOT-AND-BLOCK (RECORDED PLAT) SYSTEM o MANAGEMENT AGREEMENT o MARKET o MARKETABLE TITLE o MARKET VALUE o MASTER PLAN o MECHANIC'S LIEN o MERIDIAN o METES-AND-BOUNDS DESCRIPTION o MILL o MINOR o MONETARY POLICY o MONTH-TO-MONTH TENANCY o MONUMENT o MORTGAGE o MORTGAGE BANKER o MORTGAGE BROKER o MORTGAGEE o MORTGAGE LIEN o MORTGAGOR o MULTIPERIL POLICIES o MULTIPLE-LISTING CLAUSE o MULTIPLE LISTING SERVICE (MLS) o NEGOTIABLE INSTRUMENT o NET LEASE o NET LISTING o NET OPERATING INCOME (NOI) o NONCONFORMING USE o NON-HOMOGENEITY o NOTE o NOVATION o NUNCUPATIVE WILL o OBSOLESCENCE o OCCUPANCY PERMIT o OFFER AND ACCEPTANCE o OFFEROR/OFFEREE o OFFICE OF THRIFT SUPERVISION (OTS) o OPEN-END LOAN o OPEN LISTING o OPTION o OPTION LISTING o OSTENSIBLE AGENCY o PACKAGE LOAN o PAROL EVIDENCE RULE o PARTICIPATION MORTGAGE o PARTITION o PARTNERSHIP o PARTY WALL o PATENT o PAYMENT CAP o PAYOFF STATEMENT o PERCENTAGE LEASE o PERCOLATION TEST o PERIODIC ESTATE (TENANCY) o PERSONAL PROPERTY o PHYSICAL DETERIORATION o PLANNED UNIT DEVELOPMENT (PUD) o PLAT MAP o PLOTTAGE o POINT OF BEGINNING (POB) o POLICE POWER o POWER OF ATTORNEY o PREPAID ITEMS o PREPAYMENT PENALTY o PRICE-FIXING o PRIMARY MORTGAGE MARKET o PRINCIPAL o PRINCIPAL MERIDIAN o PRIOR APPROPRIATION o PRIORITY o PRIVATE MORTGAGE INSURANCE (PMI) o PROBATE o PROCURING CAUSE o PROGRESSION o PROMISSORY NOTE o PROPERTY MANAGER o PROPERTY REPORTS o PROPRIETARY LEASE o PRORATIONS o PROTECTED CLASS o PUFFING o PUR AUTRE VIE "FOR THE LIFE OF ANOTHER." o PURCHASE-MONEY MORTGAGE (PMM) o PYRAMIDING o QUANTITY-SURVEY METHOD o QUIET TITLE o QUITCLAIM DEED o RANGE o RATE CAP o RATIFICATION o READY, WILLING AND ABLE BUYER o REAL ESTATE LAND o REAL ESTATE INVESTMENT SYNDICATE o REAL ESTATE INVESTMENT TRUST (REIT) o REAL ESTATE LICENSE LAW o REAL ESTATE MORTGAGE INVESTMENT CONDUIT (REMIC) o REAL ESTATE RECOVERY FUND o REAL ESTATE SETTLEMENT PROCEDURES ACT (RESPA) o REAL PROPERTY o REALTOR® o RECONCILIATION o RECONVEYANCE DEED o RECORDING o RECTANGULAR (GOVERNMENT) SURVEY SYSTEM o REDEMPTION o REDEMPTION PERIOD o REDLINING o REDUCTION CERTIFICATE (PAYOFF STATEMENT) o REGRESSION o REGULATION Z o RELEASE DEED o REMAINDER INTEREST o RENT o RENT SCHEDULE o REPLACEMENT COST o REPRODUCTION COST o RESOLUTION TRUST CORPORATION o RESTRICTIVE COVENANTS o REVERSE-ANNUITY MORTGAGE (RAM) o REVERSIONARY INTEREST o REVERSIONARY RIGHT o RIGHT OF FIRST REFUSAL o RIGHT OF SURVIVORSHIP o RIGHT-OF-WAY o RIPARIAN RIGHTS o RISK MANAGEMENT o RULES AND REGULATIONS o SALE AND LEASEBACK o SALES COMPARISON APPROACH o SALESPERSON o SATISFACTION OF MORTGAGE o SECONDARY MORTGAGE MARKET o SECTION o SECURITY AGREEMENT o SECURITY DEPOSIT o SEPARATE PROPERTY o SERVIENT TENEMENT o SETBACK o SEVERALTY o SEVERANCE o SHARECROPPING o SHARED-APPRECIATION MORTGAGE (SAM) o SITUS o SPECIAL AGENT o SPECIAL ASSESSMENT o SPECIAL WARRANTY DEED o SPECIFIC LIEN o SPECIFIC PERFORMANCE o SQUARE-FOOT METHOD o STATUTE OF FRAUDS o STATUTE OF LIMITATIONS o STATUTORY LIEN o STATUTORY REDEMPTION o STEERING o STRAIGHT-LINE METHOD o STRAIGHT (TERM) LOAN o SUBAGENT o SUBDIVIDER o SUBDIVISION o SUBDIVISION AND DEVELOPMENT ORDINANCES o SUBDIVISION PLAT o SUBLEASE o SUBLETTING o SUBORDINATION o SUBORDINATION AGREEMENT o SUBROGATION o SUBSTITUTION o SUBSURFACE RIGHTS o SUIT FOR POSSESSION o SUIT TO QUIET TITLE o SUPPLY o SUPPLY AND DEMAND o SURETY BOND o SURFACE RIGHTS o SURVEY o SYNDICATE o TACKING o TAXATION o TAX CREDIT o TAX DEED o TAX LIEN o TAX SALE o TENANCY BY THE ENTIRETY o TENANCY IN COMMON o TENANT o TENANT IMPROVEMENTS o TESTATE o TESTATOR o TIER (TOWNSHIP STRIP) o TIME IS OF THE ESSENCE o TIME-SHARE o TITLE o TITLE INSURANCE o TITLE SEARCH o TITLE THEORY o TORRENS SYSTEM o TOWNSHIP o TOWNSHIP STRIPS o TRADE FIXTURE o TRANSFER TAX o TRUST o TRUST DEED o TRUST DEED LIEN o TRUSTEE o TRUSTEE'S DEED o TRUSTOR o UNDIVIDED INTEREST o UNENFORCEABLE CONTRACT o UNIFORM COMMERCIAL CODE o UNILATERAL CONTRACT o UNIT-IN-PLACE METHOD o UNIT OF OWNERSHIP o USURY o VALID CONTRACT o VA LOAN o VALUE o VARIANCE o VENDEE o VENDOR o VOIDABLE CONTRACT o VOID CONTRACT o VOLUNTARY ALIENATION o VOLUNTARY LIEN o WASTE o WILL o WORKERS' COMPENSATION ACTS o WRAPAROUND LOAN o ZONING ORDINANCE
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